Fee Based Financial Planning

We believe that a plan is a powerful tool.  Reaching your long-term financial objectives hinges on having the right plan - one that fits your unique circumstances and grows with you.  Our process enables us to learn about a clients goals and objectives, analize their current financial situation, recommend a long term strategy to pursue their goals and objectives, implement a strategy, monitor the progress and update the plan as life changes.

Our financial planning process encompasses the following steps:

Discovery

• Establishing the client relationship
• Gathering client data
• Goal Setting
• Risk Tolerance
• Tax Consequences

Analysis & Evaluation

• Liquid Net Worth Statement
• Current Performance Review
• Current Asset Allocation

Presentation

• Recommendations
• Provide Client Education
• Custom Asset Allocation
• Gain Client Approval

Implementation

• Account Opening Documents
• Account Funding/Transfer
• Consolidated Financial Picture

Monitoring

• Monthly Statements
• Client Review Meetings
• Measure Progress against Goals
• Ongoing Due Diligence of Investment Managers
• Tax Harvesting
• Portfolio Rebalancing