An Arm and a Leg
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
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Maybe your middle schooler is already hip to saving. Many kids this age do chores and earn allowances, perhaps putting part of what they earn into a savings account for college....
Your credit score may influence how much you pay for auto and home insurance.
Consider how your assets are allocated and if that allocation is consistent with your time frame and risk tolerance.